It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.”
Are Big Investors Really Buying Up All the Homes? Here’s the Truth.
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There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important.
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If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.
How Changing Mortgage Rates Can Affect You
The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power.
The chart below helps show the general relationship between mortgage rates and a typical monthly mortgage payment:
Even a 0.5% change can have a big impact on your monthly payment. And since rates have been moving between 6% and 7% for a while now, you can see how it impacts your purchasing power as rates go down.
What This Means for You
You may be tempted to put your homebuying plans on hold in hopes that rates will fall. But that can be risky. No one knows for sure where rates will go from here, and trying to time them for your benefit is tough. Lisa Sturtevant, Housing Economist at Bright MLS, explains:
“It is typically a fool’s errand for a homebuyer to try to time rates in this market . . . But volatility in mortgage rates right now can have a real impact on buyers’ monthly payments.”
That’s why it’s critical to lean on your expert real estate advisors to explore your mortgage options, understand what impacts mortgage rates, and plan your homebuying budget around today’s volatility. They’ll also be able to offer advice tailored to your specific situation and goals, so you have what you need to make an informed decision.
Facts About Closing Costs [INFOGRAPHIC]
![Facts About Closing Costs [INFOGRAPHIC] Simplifying The Market](https://eringarnerlv.com/wp-content/uploads/2023/04/Facts-About-Closing-Costs-KCM-Share.png)
